How Ndeipi Is Changing the Game
Recently, I became an agent for Cowris Technologies, a move that has already proven its worth. Through Yazz Money Canada, I was able to facilitate a payment to Nigeria faster than any Western Union transfer and at better rates. This experience was eye-opening, not just for the efficiency, but for the bigger picture it highlighted about the global financial system.
The same day, I came across the news that TD Bank was fined $3 billion for laundering drug cartel money. This made me stop and reflect on how messed up the system really is. Here we are, trying to practice fiscal responsibility, and yet major financial institutions get away with laundering billions, only to face a slap on the wrist in the form of a fine. It’s hard not to be outraged when the rest of the world has to play by the rules, struggling just to survive.
It reminded me of something my grandfather used to say: "Eat Shit And Pray” referring to ESAP, the Economic Structural Adjustment Program instituted by the IMF in the 90s. I didn’t fully understand it growing up, but now, it resonates deeply. My grandfather was a fascinating man, always ahead of his time. He used to “brainwash” me after school with conversations about economics, history, the Illuminati, computers, and even Elvis Presley, who he loved. But more than anything, he would talk about the Economic Structural Adjustment Program (ESAP) instituted by the IMF and the World Bank.
In the 90s, I didn’t fully grasp what ESAP was about, but now I see it for what it was: a policy that caused more harm than good. It created massive problems globally, especially in developing nations. The IMF, rather than solving problems, often exacerbated them, sending in economic hitmen to sabotage economies under the guise of "help."
And now, when I see TD paying a paltry $3 billion fine for laundering cartel money, I simply shake my head in disbelief. The same institutions that demand developing nations tighten their belts through austerity measures turn around and play a different game for themselves. It’s infuriating, to say the least.
Becoming an agent for Cowris Technologies, and seeing firsthand how Yazz Money outpaced traditional systems, gives me hope that there are alternatives. The world doesn’t have to be stuck in the corrupt structures of old financial systems. Technology and innovation are leveling the playing field, offering faster, cheaper, and more ethical solutions.
But as I reflect on my grandfather’s lessons, it’s clear that the fight for a fairer system is far from over. While TD gets away with a fine, the rest of us are left trying to navigate an unjust financial world, praying for something better. And in that prayer, we find action — building solutions like Ndeipi, and pushing forward for a future where the financial system works for everyone, not just the privileged few.
